Fermion offers the following payment gateways out of the box:
- Razorpay (Payments in INR)
- Bank UPI (Payments in INR)
- Stripe (All currencies supported)
- PayPal (PayPal eligible currencies supported)
Fermion-managed gateways simplify payments for you if you want instant setup without managing external payment accounts. Payments made through these gateways are automatically added to your Fermion withdrawable balance, from where you can request payouts anytime.
Students can pay using popular methods like UPI apps, credit/debit cards, net banking, PayPal, etc.. With instant verification and real-time updates, Fermion handles all the complexity of payment routing, settlement, and reconciliation for you.
Transactions Cost
Fermion deducts 0% commission on all sales made through the platform. Unlike other platforms, we do not take any cut from your transactions. All charges that apply are levied by the upstream payment providers and not by Fermion. Here is a rough charge estimate from gateways we support. This might change in future if payment gateways change their charges.
Current Transaction Charges
| Payment Method | Fee by Provider | Notes |
|---|
| Fermion UPI | 0.5% or ₹3 (whichever is higher) + GST | Lowered rates via Fermion’s partnered bank |
| Razorpay | 2% per transaction (+ GST) | Typical for cards, wallets, and UPI via Razorpay |
| Stripe | 1-5% depending on currency | Stripe fee is applied directly |
| PayPal | 4-8% depending on currency | PayPal fee is applied directly |
Fermion does not earn any commission from these fees. All charges are set and collected by
banks or gateways directly.
Receiving payouts
Payouts are the transfers of your earned revenue from Fermion to your bank account. Whenever students purchase your courses or content, the collected payments are accumulated in your Fermion account balance.
Receiving payouts ensures that you get your earnings securely and on time. It’s important to keep your payout details accurate so that funds are transferred without delays or errors. Getting paid with Fermion is simple and hassle-free. Once your bank account is added in Payout Details, you can request a payout directly from your dashboard.
Check the detailed guide here: Receiving Payouts 